Kit de arquitectura de soluciones de pago

ISO 20022 payments solution: scheme register, message set and versions, flows, canonical model, structured and hybrid address, identifiers, truncation, screening, VoP, reconciliation, cutover

Open banking dedicated interface: PSD2/RTS, PSR and PSD3, FiDA and CFPB 1033 status, API standard choice, FAPI 2.0 controls, consent life cycle, SCA, TPP certificates, dashboards, reporting

Card acquiring design: parties, 3-D Secure flow, SCA exemptions, network tokens, fraud, chargebacks, PCI DSS scope, interchange and fee reconciliation

Payments and double-entry ledger: idempotency keys, payment state machine, PSPs, outbox, reconciliation, audit, PCI DSS scope

API scope, method and rating, inventory and shadow endpoints, trust boundaries, API1 to API10 review, ASVS 5.0 API checklist, findings, decision, retest

Card data flows and inventory, scope categories, component register, tokenisation and P2PE, segmentation controls and tests, TPSPs, TRAs, scope confirmation

DORA Art. 28(3) register: templates B_01.01 to B_99.01, arrangements, providers and LEI/EUID, supply chain ranks, functions, assessments, concentration, exit

Scope and size test, governance, scales, scheme inventory, inherent and residual scoring, anti-fraud controls, override, analytics, six principles, actions